This is a World-wide 24-hour cover recommended for your staff. It covers accidental injury/death to the insured employees caused by external and visible means which prevent the employee from performing their normal duties. It includes for the following benefits:

1. Accidental Death - Multiple of Annual Earnings or Fixed Sum Assured.
2. Permanent Total Disablement - Multiple of Annual Earnings or Fixed Sum Assured
3. Permanent Partial Disablement - As per continental Scale.
4. Temporary Partial Disablement - Desired percentage of the employee’s actual weekly salary up to 52 weeks.
5. Accident Medical Expense – up to desired limits.
6. Last Expense – Up to desired limits.